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Audio Version Have you ever stopped to think about the sneaky little dance happening in your wallet every single day? It’s a constant tango between inflation and its inseparable partner, purchasing power. The truth is, you really can not have one without the other! Most of us don’t spend our …

Audio Version Sally has been working for the same company for over twenty years. About a year ago, she was given a new group benefits booklet because her employer had switched insurance companies. Like most people, she put it aside and intended to read it when she “had the time.” …

Audio Version Hey there! If you’re gearing up for retirement—or already enjoying it—you might be wondering how to make your hard-earned savings stretch as far as possible. It’s a huge milestone, and no matter how modest your starting balance is, you want to ensure your nest egg lasts just as …

Scams Targeting Canadians

If it feels like everyone you know has received a suspicious text or a weird phone call lately, you’re not imagining things. Fraud is booming in Canada. Back in 2020, Canadians lost around $165 million to scammers. Fast forward to 2025, and that number skyrocketed to a staggering $705 million. …

Small business owners need a specialized Financial Strategy

Business owners have to contend with many facets of financial management, business accounting, cash-flow management, and capital acquisition. The one area of financial management that often goes unheeded or is placed on the back-burner is their personal financial strategy, yet it is the one aspect of a business owner’s financial …

Good question. Many retirement income planning tools use a percentage of income to determine an income need in retirement and then calculate an amount needed to provide that income. People with similar incomes often have different spending and lifestyle habits. This can affect their income needs in retirement. It is …

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